Business Banking

CHECKING ACCOUNTS

At Freedom Bank, our biggest benefits go to small businesses.

Freedom Bank offers a choice of small business checking accounts, each with benefits and features that put your money to work and help manage your business’s finances.

The best business checking accounts constantly work for you. Have a business in northern New Jersey? We have the perfect bank account.

Let Freedom Bank wear the banker hat! We know you’re looking for a business checking account that caters to your business. As a community bank, we take pride in providing excellent service to our business banking customers. You’ll receive personal attention reflecting our genuine interest and concern for your small business.

You might want a simple business checking account or one that earns interest and has flexibility. Freedom Bank has a variety of business checking accounts to meet your needs.

Small Business Checking

The perfect bank account for growing start-ups or small business enterprises.

  • No minimum deposit
  • First 40 checks presented within a statement cycle are FREE. After 40 checks are presented within a statement cycle a $16 flat fee applies
  • Remote Deposit Capture
  • Free initial set of starter checks
  • Free MasterCard® Debit Card
  • Positive Pay with Account Reconciliation
  • Free Online Banking and Bill-Pay service
  • Night Depository Services (Guttenberg Location)
  • Easy-to-read monthly statement
  • Fee-free 24-hour Banking at any Freedom Bank ATM or at any Allpoint Surcharge-Free ATM location

Click here to access Freedom Bank’s switch kit.

Opening an
account is easy!

Choose the checking account that best fits your needs.

Business Interest Checking

Another profit center for your small business.

  • Unlimited check writing, with no per check charges
  • Earn a competitive rate of interest on deposits = > $5,000
  • Free MasterCard® Debit Card
  • Fee-free 24-hour banking at any Freedom Bank ATM or at any Allpoint Surcharge-Free ATM location
  • Remote Deposit Capture
  • Positive Pay with Account Reconciliation
  • Free Online Banking and Bill Pay service
  • Night Depository Services (Guttenberg location)
  • Monthly free eStatements required
  • A monthly service fee of $15 is assessed if at any time during the statement cycle the daily balance falls below $10,000.
  • Fees can reduce earnings

Click here to access Freedom Bank’s switch kit.

Freedom to
save more.

Greater than or equal to $75,000
0.50% APY*
Between $25,000 and $74,999.99
0.35% APY*
Between $10,000 and $24,999.99
0.25% APY*
Between $0.00 and $9,999.99
0.10% APY*

*Annual percentage yield (APY) effective as of 04/28/2020. Interest is compounded daily and credited monthly. Enrollment in Freedom Bank eStatements is a required on the Business Interest Checking Account.. There is no minimum balance to open a Business Interest Checking Account. All checking accounts receiving interest are considered variable rate products. Your interest rate and annual percentage yield may change after account opening. At our discretion we may change the interest rate on your account. Fees can reduce earnings.

Business NOW Interest Checking

There are rewards for your business success. Start earning them today!***

  • Enjoy unlimited check writing and earn interest at the prevailing NOW rate
  • There’s no monthly service charge with a daily balance of at least $5,000
  • Unlimited check-writing privileges, with no per check charges
  • Free initial set of starter checks
  • Free Online Banking and Bill-Pay service
  • Night Depository Services (Guttenberg location)
  • Remote Capture
  • Free MasterCard® Debit Card
  • Fee-free 24-hour banking at any Freedom Bank ATM or at any Allpoint Surcharge-Free ATM location
  • Easy-to-read monthly statement
  • Not available for Corporations.
  • Fees can reduce earnings
  • A monthly service fee of $15 is assessed if at any time during the statement cycle the daily balance falls below $10,000. Fees can reduce earnings

Click here to access Freedom Bank’s switch kit.

Freedom to
save even more.

Business NOW Checking Current APY 0.25% APY*

*Annual percentage yield (APY) effective as of 04/28/2020. Interest is compounded daily and credited monthly. There is no minimum balance to open a Business Now Checking Account. All checking accounts receiving interest are considered variable rate products. Your interest rate and annual percentage yield may change after account opening. At our discretion we may change the interest rate on your account. Fees can reduce earnings.

Choose a checking account that best fits your business needs.

Which checking account is right for me?

Learn about checking accounts and how to decide the best checking account for your business or personal banking needs. Freedom Bank’s Money Education series answers your questions about checking accounts and more. Watch our video for a variety of options available.