Personal Banking


Freedom Bank is here to help finance your home mortgage or home equity loan.

Searching for mortgage rates in the northern NJ area? Freedom Bank has a mortgage that can work for you. Our residential loan officers are ready to help you get the right loan with a fast approval.


When it’s time to finance life’s reward of home ownership, let Freedom Bank help. Our loan options, guidance and experience can quickly determine which loan type will work best for you. Is it a 15-or 30-year fixed loan, an ARM or FHA mortgage loan? Complete an application (available online) and we’ll quickly assess your situation and identify all the loan options available.



3/1/30 Year ARM 3.500% RATE
4.026% APR*

5/1/30 Year ARM 3.750% RATE
4.277% APR*

7/1/30 Year ARM 4.125% RATE
4.487% APR*

*APR = Annual Percentage Rate. APR based on a $100,000 loan. Rates are for Purchase or Refinance. Rates subject to change without prior notice. 
Application Fee and Origination Fee Applies. LTV = Loan to Value Ratio ARM loans are variable rate loans; interest rates and payments may increase after consummation. For example – 3/1 ARM with a term of 30 years for $100,000 with an APR of 4.026%, Initial Interest Rate of 3.500%, your monthly payments for years 1-3 would be $449.04 and for years 4-30 monthly payments would be $485.52 (based on current index plus margin). Monthly payments do not include taxes and insurance and the actual payment obligation will be greater.

Free pre-qualifications. Competitive rates. Fast approval.
Freedom Bank is the choice for home mortgage lines of credit.


Make the Move to a Freedom Bank Home Mortgage.

Looking for a house? Look to Freedom Bank for a home mortgage loan. To learn more, view our Mortgage video from our Money Education Series.



Ready to use the value in your home to finance a golden opportunity, college education, home improvement or an unexpected emergency? Freedom Bank helps you turn your home’s equity into money for virtually any purpose. Our loan experts help you set up access to your home equity line of credit (HELOC)-which is as easy as writing a check. As an added benefit, your borrowed funds may be tax deductible (talk with your accountant).

Looking for HELOC rates? Our competitive rates, terms, and fast approval make Freedom Bank the perfect bank for a home equity line of credit.

Make the Move to Freedom Bank Home Equity Loans.

Ready to use your equity on property you own in Northern New Jersey? Freedom Bank has competitive rates and fast approvals on lines of credit. To learn more, view our Mortgage video from our Money Education Series.

S.A.F.E. Act: Secure and Fair Enforcement for Mortgage Licensing Act of 2008
The S.A.F.E. Act established federal registration requirements for an individual who acts as a residential mortgage loan originator (MLO) and is employed by an agency regulated institution. The Registry assigns registered MLOs a unique identifier which consumers may use to access information about the MLO on the Registry’s public website.
Freedom Bank’s current mortgage loan originators and their unique identifiers.

– Carlo Oropesa MLO#398165
– Tara Hickson-Parks MLO#1108550
– David Chudy MLO#1180005
– Alejandra Pazmino MLO#1406056
– Francisco Mayol MLO#780734
– Michael Catania MLO#641644

In addition, Freedom Bank is registered and identified as follows: Freedom Bank NMLS# 499877
You may visit the Registry’s website at: to obtain additional information.