*Annual Percentage Yield (APY) effective as of 07/07/2020. APY subject to change without notice. There is no minimum balance to open a High Yield Savings Account. You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed annual percentage yield. Interest is compounded and credited every month. Fees may reduce earnings. **Effective April 24th the Federal Reserve Board announced an interim final rule to amend Regulation D to delete the six per month limit on convenient transfers. Click here for full details.